Saturday LetterTerms of use
These terms apply to your use of isi-seal.com, published by Sapienter OÜ.
1. What this website is
ISI Seal is a free, sponsored information website. Its content is marked as advertisement and sponsored content by Sapienter OÜ. It is a private website and is not a government service.
2. General information, not advice
The articles explain rules and procedures in general terms. They are not personal financial, legal, tax or medical advice and do not take account of your circumstances. Worked examples use invented people and figures. Before making a decision, check the official source and, where appropriate, take advice from a qualified professional, such as an adviser authorised by the Financial Conduct Authority.
3. Accuracy
We check every article against official sources on the date shown. Rules, rates and figures change, and despite our care errors can occur. We do not guarantee that the content is complete, accurate or up to date at the time you read it.
4. No applications, no fees
This website takes no applications, makes no decisions about entitlement, arranges no payments and charges no fees. We will never ask you for your National Insurance number, bank details, PINs or online government account details.
5. Newsletter
The Saturday Letter is free. You can unsubscribe at any time using the link in every issue. Details of how we handle your email address are in the privacy notice.
6. Links
Links to other websites are provided for convenience. We are not responsible for the content or availability of those websites.
7. Intellectual property
Text, design and images are protected by copyright. You may print or save articles for your personal use. Any other reproduction requires our written permission.
8. Liability
Nothing in these terms limits liability that cannot be limited by law, including for death or personal injury caused by negligence or for fraud. Otherwise, as the website is a free information service, we are not liable for losses arising from reliance on its general content.
9. Governing law
These terms are governed by the law of Estonia. If you are a consumer, this does not deprive you of the protection of the mandatory rules of the law of the country where you live, and you may bring proceedings in the courts of that country.
10. Contact
Sapienter OÜ, Karutiigi tn 9, Alliku küla, Saue vald, 76403 Harju maakond, Estonia · info@isi-seal.com · +372 5813 5135