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Pensions & retirement

Workplace and personal pensions, from finding an old pot to moving one safely and getting free guidance before you take any money.

3 articles · checked 2 November 2026

A man in his late fifties makes notes in a notebook while on a phone call at a dining table by a bay window.

Pensions & retirement What a free Pension Wise appointment covers, and what it leaves to you

Pension Wise is the government-backed guidance service for people aged 50 or over with a defined contribution pension. It explains the ways to take your money and the tax on each, without telling you which to choose.

2 November 2026 · 6 min read

A bearded man of about sixty reads printed pages at a pine kitchen table with a mug of tea.

Pensions & retirement What really happens when you move a workplace pension, and the checks that come first

Moving an old pension into a newer scheme can make it easier to keep track of, but some pensions carry guarantees that disappear on transfer. Here is how a transfer works and the checks schemes and savers make before money moves.

2 November 2026 · 6 min read

A woman in her mid fifties sits on a bedroom carpet looking through a box of old folders.

Pensions & retirement How to trace a workplace pension from a job you left years ago

The free Pension Tracing Service gives you contact details for a scheme, not a balance. With an employer name and rough dates, the rest is usually a letter or phone call to the scheme itself.

2 November 2026 · 5 min read

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